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K-PowerP@y (mPOS)

​​​​​​​​​Accept cards via smartphones / tablets.

Accept card anywhere. Just connect mPOS with smart devices. Additional payment option, more income.​

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Key Features
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Loan Details
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How to Apply
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Connect your smart devices
and start receiving money.

Boost up your sales. No minimum transactions.

 
 

Accept VISA MasterCard
JCB AMEX and UnionPay

 
 

Compatible with iOS and Android

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Pay by KBank credit cards with installment option.

From 3 - 10 months​

Note: Interest rates as stipulated in the bank’s announcement

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Monitor sales, anywhere.

Via K-Merchant Website or K-PowerP@y Mobile App

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Even more powerful with Tab2Pay

Manage your business wisely with tailor-made mobile applications.


App Store     Google Play
 
 

Sales Reports

Facilitates inventory management

 
 

Accept Payments

Cash / Credit Cards
via K-PowerP@y

 
 

Print Receipts

Receipts printing
via wireless connection

 
 

Total Sales Reports

Sales insights help manage your business effectively

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Service Details

How to Use
  • Open the application for K-PowerP@y mPOS and connect mPOS to a smart phone or tablet that has been set with a PIN to log on
  • Specify the amount and insert the card into the device
  • After the credit limit is approved, let the customer sign on the screen
  • Let the customer fill in a phone number and/or email address to receive a record of the transaction using the card via SMS or email
  • You can check the card acceptance history in the application's sales history menu (displays only the items that have not yet been settled)
  • Summarize the sale report before 10:00 p.m. daily so that the bank can transfer funds into the account the next day. (The merchant will receive a net amount after fees and VAT have been deducted)
Fees
  • Entrance Fee
    • Using the card-accepting device, the card mPOS, 3,900 baht/unit

  • Interchange fee for K-PowerP@y (mPOS) with Full Amount swipe

    • 2.50% for all card types

  • Interchange fee for K-PowerP@y (mPOS) with SmartPay installment

    • If the merchant pays for interest : interest rate of 0.80%/month, no interchange charge
    • If the cardholder pays for interest : regular interchange rate will be charged to the merchant, and the interest will be paid by cardholder
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How to Apply

Qualifications
  • Applicants must have a mobile phone number and an email address
  • Use a compatible smart phone or tablet, K-PowerP@y (mPOS)
  • The shop location, conditions, and products and services should be appropriate for a card-accepting shop
  • The business cannot violate any law or prevailing moral standards
  • Applicants never have history of credit card fraud or have had any card acceptance service cancelled by the bank or any other financial institutions
  • Applicants must have a telephone number for the bank to contact directly
Required Documents

Juristic Persons

Company or Partnership

  • A copy of the identification card of the authorized signatory
  • A copy of the first page of current / savings account passbook
  • A certified copy of the latest partnership / company registration (Not more than 3 months old)
  • A shop interior and exterior photographs
  • Rental contract (in case the site is rented)
  • Map showing location of shop
  • A business license / permit (If any)

Normal Persons

Sole Proprietorship

  • A copy of the identification card of the authorized signatory
  • A copy of the first page of current / savings account passbook
  • Commercial registration
  • A copy of VAT registration
  • A shop interior and exterior photographs
  • Rental contract (in case the site is rented)
  • Map showing location of shop
  • A business license / permit (If any)

Ordinary Partnership / Foundation / Association

  • A copy of the identification card of the authorized signatory
  • A copy of the first page of current / savings account passbook
  • Commercial registration
  • A copy of VAT registration
  • A copy or registration of Ordinary Partnership / Foundation / Association
  • A shop interior and exterior photographs
  • Rental contract (in case the site is rented)
  • Map showing location of shop
  • A business license / permit (If any)
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​

​

Compatible Devices


iOS

  • iOS 6.0 or later
  • Devices
    • iPhone 4 or later
    • iPad 2 or later
    • iPad Mini or later

Android

  • Version 4.1.2 or later
  • Devices
    • Any Android device
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Frequently Asked Questions

Can merchants who are not registered apply for this service ?

They can apply for this service.

Are there any device rental costs ?

There is no rental fee, the bank will charge an entrance fee instead.

Who pays the fee ?

The merchant or the customer? Merchants are responsible for the fee. They cannot pass the fee to the cardholder.

Will there be a sales slip paying via mPOS ?

Yes, the sales slip will be sent to the card holder via email or SMS as a proof of purchase.

How safe to pay via mPOS ?

Paying via mPOS is safe and protected by data encryption for all data transmitted through internet together with PCI DSS (Payment Card Industry Data Security Standard) which Certified by Visa และ MasterCard.

Other than 3G, 4G and WiFi, can edge be used ?

Yes, edge can be used.

Is iPad without a SIM compatible ?

Yes, you can use this service via WiFi.

What will happen to the payment if I lost my smart devices connected with mPOS ?

Funds will be transferred to your bank account as usual because transaction data is stored in the bank’s server not on the devices. The bank will summarize settlement balance automatically.

Can I immediately cancel card payment that is already made ?

Yes, you can cancel the payment on the application immediately.

Is there a monthly minimum ?

There is no monthly minimum.

How are card interchange fees calculated ?

Interchange fee for full amount swipe

Suppose the price of the item is 9,000 baht

The fee is 3%, or 270 baht: -> product price x fee (9,000 x 3%)

The VAT is 7%, or 18.90 baht -> VAT x fees (270 x 7%)

Net to the merchant's account: 8,711.10 baht = Net to the account = product price – (fee + VAT)


Interchange fee for SmartPay installments

If the store is responsible for the interest there is 0% for a period of 6 months (the bank waives the fee)

Suppose the price of the item is 9,000 baht

The interest rate is 0.8% / month, or 432 baht -> interest rate x installment period (0.8% x 6)

The VAT is 7%, or 30.24 baht

Net into the merchant’s account: 8,537.76 baht -> product price – (interest + VAT) = net amount


If the cardholder is responsible for the interest, period of 6 months

Suppose the price of the item is 9,000 baht

The fee is 1.8%, or 162 baht -> product price x fee (9,000 x 1.8%)

The VAT is 7%, 11.34 baht

Net into the store's account: 8,826.66 baht -> product price – (fee + VAT) = net amount

The merchant gets 8,826.66 baht

The cardholder is charged in the statement = {9,000 + (9,000 x 0.8% x 6)} / 6 = 1,572 baht / month

Where can I get my sales / tax invoice reports ?

At branches near you.

Any concern regarding card acceptance I should be aware of ?

See details

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