Pro Education A22/A15

Finance your child’s higher studies.

Total benefit of 250% of the sum insured on contract start date.

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Secondary school

Get a 10% refund every year for the educational fund

 

Higher education

Get a 30% refund every year for the educational fund

 

Master's degree or business startup

Get a 100% due contract amount


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Insurance Details

Insured period

Until 22 years old

Insurance premium payment period

Until 15 years old

Payment of insurance premiums

Annually, biannually, quarterly

Insurable age

1 month to 10 years old

Minimum sum insured

100,000 baht

Additional contract coverage

Can be separately purchased

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Benefits

Note: ​​% benefits and coverage of the sum insured as of the contract start date.

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Frequently Asked Questions

At what age can I apply for Life Insurance for Education Planning A22/A15?

Aged 1 month – 10 years, and the applicant must be healthy.

What are the savings benefits?

Benefits of savings throughout the contract are 250% of the sum insured

  • Get an annual refund for students aged 15–17 years of 10%* for tuition fees and extra tutorial fees at the secondary school level
  • Get an annual refund for students aged 18–21 years of 30%* for tuition fees at the higher education level
  • Upon contract completion at 22 years old, get an amount of 100%* of the educational fund for a master’s degree or to start a business

*Percentage of the sum insured as of the start date of the contract.

What is the premium rate for Life Insurance for Education Planning A22/A15?

It depends on gender, age, and sum insured of each applicant.

If the premium payer is a parent who dies or becomes totally and permanently disabled and cannot work, who will be responsible for the premium?

If the premium payer is a parent who dies or becomes totally and permanently disabled and cannot work, the company will waive the premium for the period after the parent dies or becomes totally and permanently disabled.


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Key Features
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Insurance Details
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Coverage​​

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Coverage
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Coverage and Conditions

Coverage
  • Get a 10%* refund per year for students aged 15 to 17 years for tuition fees/extra tutorial fees at the secondary school level
  • Get a 30%* refund per year for students aged 18 to 21 years for tuition fee at the higher education level
  • Upon contract completion at 22 years, get the due contract amount at 100%* for the educational fund for a master's degree or a business start-up
  • Total benefits for the entire contract: 250%*
  • Death coverage increases by age; maximum coverage 230%*
  • Coverage for premium exemption of the premium payer (parent). **In case of an unexpected event, no burden is laid on the student

*% of the sum insured as of the contract start date.

**The contract additionally includes benefits for the premium payer.

Integrity of the insurance contract
Should the insured knowingly misrepresent any fact and fail to disclose that fact to the company while requesting insurance, if that fact becomes known to the company, that may lead the company to charge a higher premium or decline to enter the insurance contract; the insurance contract shall become void according to Section 865 of the Civil and Commercial Code by which the company may nullify the contract and refuse to pay according to the policy.
Circumstances that the company does not cover
  1. The insured voluntarily commits suicide within 1 year of the contract date or the policy's renewal date or the last date that the policy returns to the original status
  2. The insured is intentionally killed by the beneficiary
  3. The insuring or insured party misrepresents his or her actual age and the company is able to prove that, upon entering the insurance contract, the actual age is outside the insurance premium rate limit based on the normal trade of the company
Life Insurance Providers

Life Insurance Companies

Muang Thai Life Assurance Public Company Limited

Life Insurance Brokers

Kasikornbank Public Company Limited as the brokerage firm, License no. Chor. 00024/2546

Note​:

  • KASIKORNBANK PCL, as a life insurance broker, offers life insurance products and facilitates payment of premiums only. Muang Thai Life Insurance Public Company Limited is responsible for the coverage conditions and entitled benefits as stated in the insurance policy conditions
  • The buyer should understand the details and terms of coverage before deciding to purchase insurance
  • Underwriting of the insurance shall be conducted based on criteria set by the company
  • Benefits, coverage, and exceptions are as per conditions stated in the policy. Please study the additional details in the policy
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